글로벌금융위기 이후 미국 금융감독제도의 변화와 우리나라 금융감독제도의 개선 방안

Abstract

In many countries of the world, financial crisis caused a huge stir. The global financial crisis gradually becoming calm by an active policy in the United States. But let's look at the underlying cause. The financial crisis could be expected to sufficiently, reduce the damage but the Crisis might be coming back. In addition, the greed of a few financial institutions will continue. Globalization and modern financial network is to be synchronized. Not limited to any one country's crisis is quickly spreading around the world. Financial crisis started from the U.S. Sub-Prime mortgage crisis. Long-term low interest rate policy and the rise of the housing market bubble occurred in the wrong expectation were the cause of the financial crisis. And the moral hazard of a complex product structure and greed accompanied by a financial company spread all over the world. Libertarian U.S. financial authorities do not intervene in terms of market, so the crisis was spreading. As a result, only calmed by putting more money. Purposes other than the legitimate taxpayers sector was used. Improved system of financial supervision was required. U.S. financial supervision system is improved in a relatively short time extensively. I think that part is still a bit lacking.

The cause of the global financial crisis analyzes the systemic side and the external surface of the system separately. Review the policy of Financial Supervisory System new.

South Korea is again under the influence of the global financial crisis severely damaged. South Korea's financial supervisory system was found to be a lot of trouble. South Korea's financial supervisory system therefore needs to do to improve. Policy Division and director of the Division should be separated. A mechanism for protecting consumers is needed. Installation of the new committee structure is necessary appliances. Effective financial supervision is required. International cooperation and risk analysis and early warning system is also needed to build the device. South Korea's financial supervisory information system is jointly owned with a proper checking, you must create an efficient and effective structure.